Homes for Sale Franklin County TX – Your Guide to Living in Northeast Texas

If you’re searching for homes for sale Franklin County TX, you’re in for a mix of small-town charm, scenic landscapes, and investment-worthy real estate opportunities. Located in Northeast Texas, Franklin County offers homebuyers a slower pace of life, tight-knit communities, and surprisingly diverse housing options — all while keeping affordability and quality of life in balance.

This article provides an in-depth look into the Franklin County real estate market, including types of available homes, average pricing, best neighborhoods, school districts, and what makes this East Texas county an increasingly attractive place to buy a home. Whether you’re looking for a family home, weekend getaway, ranch property, or investment real estate, we’ll help you navigate the best choices in Franklin County.

Why Buy a Home in Franklin County, TX?

Small-Town Living Meets Natural Beauty

Franklin County is home to just over 10,000 residents and encompasses charming communities like Mount Vernon and Winnsboro. With rolling hills, pine forests, and access to Lake Cypress Springs and Lake Bob Sandlin, the area is ideal for nature lovers, retirees, and families alike.

Affordable Real Estate in Texas

Compared to larger urban centers, homes in Franklin County are considerably more affordable, with lower property taxes, cost of living, and real estate prices. This makes it a top choice for Texans relocating from Dallas-Fort Worth or out-of-state buyers looking to escape high housing markets.

Overview of the Franklin County Real Estate Market

Current Market Snapshot

As of early 2025, Franklin County has a balanced housing market, with moderate inventory and consistent demand. Here’s a look at average home prices:

Prices vary depending on location, lot size, lake access, and property features.

Types of Properties Available

• Modern homes in developing subdivisions
• Historic houses in Mount Vernon and surrounding areas
• Lakefront properties near Lake Cypress Springs
• Farm and ranch homes with 5+ acres
• Cabins and vacation homes for seasonal use

Best Towns and Neighborhoods in Franklin County

Mount Vernon, TX

The county seat, Mount Vernon offers a strong school district, charming downtown, and family-friendly neighborhoods. It’s ideal for those seeking walkability, community events, and access to local businesses.

Lake Cypress Springs Area

A hot spot for lakefront buyers, the area around Lake Cypress Springs offers upscale waterfront homes, vacation rentals, and year-round lake lifestyle. Great for fishing, boating, and relaxing by the water.

Scroggins, TX

Located near the lake, Scroggins offers a mix of wooded lots, log cabins, and homes with acreage. It’s a top pick for retirees and outdoor enthusiasts looking for quiet living and beautiful views.

Winnsboro (Partially in Franklin County)

This historic town blends culture and art with rural charm. While part of Winnsboro lies outside the county, homes within Franklin County lines offer a great mix of affordability and character.

What to Know Before Buying a Home in Franklin County

School Districts

Franklin County is served primarily by Mount Vernon Independent School District (MVISD), which is highly rated in academic performance and community engagement. The district includes elementary, middle, and high schools — and is a major draw for families.

Utilities and Infrastructure

Most homes in town are connected to city water and sewer. Rural homes often rely on:

• Septic systems
• Well water
• Propane gas

Make sure to ask your realtor about utility setup when exploring homes on large lots or ranches.

Property Taxes

Texas does not have a state income tax, but property taxes can vary. In Franklin County, rates are generally lower than metropolitan areas, averaging around 1.5%–1.8% of the home’s assessed value depending on location and exemptions.

People Also Ask

Are there waterfront homes for sale in Franklin County, TX?

Yes! Especially around Lake Cypress Springs and Lake Bob Sandlin, waterfront homes are popular for both full-time and seasonal residents.

Is Franklin County a good place to retire?

Absolutely. With peaceful settings, affordable homes, and access to lakes and healthcare, it’s a popular choice for retirees.

Can I find homes with acreage?

Yes. Ranch-style homes and properties with 5–100+ acres are commonly available throughout the county.

How far is Franklin County from Dallas?

Franklin County is approximately 1.5 to 2 hours east of Dallas, making it a convenient escape from the city.

Are there new homes being built in Franklin County?

Yes. While much of the inventory includes existing homes, some new developments and custom home builders are active in the region.

Tips for Buying a Home in Franklin County TX

• Work with a local real estate agent familiar with rural listings and lake properties.
• Get pre-approved with a lender familiar with Texas real estate.
• Inspect thoroughly, especially for older homes or rural properties with wells or septic systems.
• Use online portals like Realtor.com, Zillow, or HAR, but supplement with local agencies like Century 21 Butler Real Estate or Mayben Realty for exclusive listings.

External Resources

• Franklin County Appraisal District
• Mount Vernon ISD
• City of Mount Vernon
• Lake Cypress Springs Real Estate Info

Final Thoughts: Is Franklin County Right for You?

Whether you’re searching for lakefront serenity, a spacious family home, or land to build your dream retreat, homes for sale in Franklin County, TX deliver value, space, and community. With rising interest in small-town living, this Northeast Texas gem is poised for steady growth while preserving its peaceful charm.

Now is a great time to explore the market and see what Franklin County has to offer. With its blend of affordability, natural beauty, and quality living, it just might be the Texas hideaway you’ve been looking for.

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